New factory-authorized products can be financed for up to 36 months at as low as 0% APR for qualified buyers. This program is only available by phone and can only be used with qualified products
tmr-certified-ribbon-icon.png The Music Room offers financing options through Affirm and it is quick and easy to check your eligibility and it won't affect your credit.

  Certified Pre-Owned products can qualify for up to 36-month financing with 0% APR up to 6 months. Apply through the Affirm form at checkout. (See how below)
  Your rate will be based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

How do I prequalify for my certified pre-owned purchase?

Add an item to your cart and click the checkout button Look for the financing options in the lower right corner and click the pre-qualify now link
Review your financing term options using the Affirm Calculator
Complete the steps for Pre-qualification or speak to a TMR representative

Will Affirm affect my credit score?

Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you've had credit.

Does Affirm charge interest and fees?

Fees - We don't charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Interest - Depending on the size of your purchase and where you're shopping, your payment plan may include interest. You'll never owe more interest than you agree to on day one - so you always know exactly what you're getting into.

What does it mean to prequalify?

When you prequalify, you get an estimate of how much you can spend with Affirm. You don't have to use the full amount, and you're not on the hook to pay anything back until you actually make a purchase.

What if I don't see Affirm at checkout?

Thousands of stores offer Affirm as a payment option at checkout. But if you don't see us at checkout, you can still pay over time. Just download the Affirm app (or sign in at, tell us where you're shopping, and we'll give you a one-time-use virtual card you can use to complete your purchase online or in stores. Then, pay us back over time.