Pay over time with Bread!

Affordable Monthly Plans

Pay for your order over 12, 18, or 24 months at competitive interest rates or rates as low as 0% APR for 12 or 18 months*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. 

Check your rate in seconds without leaving our site

Questions?

Check Bread's FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.