Pay over time with Bread!

Affordable Monthly Plans

Pay for your order over 3, 6, 12, 18, or 24 months at competitive interest rates as low as 0%*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. 

Check your rate in seconds without leaving our site

Questions?

Check Bread's FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

*The term is to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.